In the Hill country

HCSB is proud to be putting over 70 years of Texas banking know-how to work for you in the Hill Country. 

Chartered in 1934 under the name of Hale County State Bank, HCSB opened its doors in downtown Plainview, Texas and has experienced steady growth since its inception. Now with six locations — four in West Texas and two in the Hill Country —  HCSB has grown alongside our customers and provides you the best banking has to offer.

Hill Country® Deposit Options

Checking options including Not A Check, Not A Charge, Club, Student Pride, Plus 10, 50 Grand and NOW. Saving options like Money Market Deposit Accounts, Savings Accounts, Savings Plus, Certificates of Deposits (CDs) and IRAs.

Hill Country® Lending Options

With an easy application process, local decisions and prompt responses, Hill Country State Bank is here with a full range of consumer lending options.

Home Equity Loans
Mortgage Loans
Interim Construction and Lot Loan Financing
Home Improvement Loans
Auto Loans — new and used
Aircraft Loans
Student Loans
General Purpose Loans

Personal lines of credit are available with our QuickDraw Account. 

Let HCSB help your Hill Country enterprise grow with the help of commercial lending options including:

Commercial Real Estate
Interim (Builder) Construction Loans
Land Development
Income Properties
Interim Commercial Construction and Permanent Financing
Revolving Working Capital Lines of Credit
Term Equipment Financing
Inventory and Accounts Receivable Financing
Owner Occupied Real Estate — Construction and Permanent
Small Business Administration Loans

Hill Country® Wealth Management Options

HCSB Wealth Management is the right choice for help with keeping your assets growing now and in the future. We offer a complete range of wealth management services that fit you and your needs.

Trust Services
Estate Settlement/Probate
Asset Management

For additional information in the Hill Country, visit us at 1145 Junction Highway in Kerrville or call 830-896-5000.

Whatever your need, Hill Country State Bank has the financial products and services available to make your banking experience what you want and need it to be.