Checking Accounts
Our business checking accounts are designed to fit the balance, account activity level and the cash handling needs of today's business.
Our Business Analysis Account is the solution for your business if you have a high volume of banking transactions (more than 100 per month) each month. Account analysis fees are low and you'll earn credit on account balances to offset your charges. No minimum balance.
Our Business DDA account, the Simplified Business Account, is one you can appreciate. Opening deposit is $500 and you avoid a monthly service fee with a minimum daily balance of $2,000.
Visit with one of our bankers today to learn which option is right for you and your business.
Building a savings base for your business is important. An HCSB Savings, Savings Plus, Savings Gold, Money Market can put your business on the right track.
Grow your business with the help of a commercial loan from HCSB. We offer comprehensive lending programs right for your enterprise including Commercial Real Estate, Interim (Builder) Construction Loans, Land Development, Income Properties, Builder Speculative Construction Financing, Revolving Working Capital Lines of Credit, Term Equipment Financing, Inventory and Accounts Receivable Financing, Owner Occupied Real Estate - Construction and Permanent, Small Business Administration Loans, Farm Service Agency Guaranteed Loans and Agricultural Operating Lines of Credit.
Contact us today to learn more.
infolending@hcsb.com
Never be out of touch with where your account stands. Enjoy the ease, privacy, security and convenience of Internet Banking at HCSB.
- View your account balances and history.
- Pay bills wherever you are - it’s free when you pay at least 5 or more bills per month online.
- ACH Origination
- Payroll
- Receivables - Electronic Federal Tax Payments (EFTPS)
- Wire Transfers
- Make loan payments.
- View images of your checks.
- Transfer funds between your HCSB accounts.
- View and download account information to financial management software.
Convenient ATM locations, merchant services, corporate credit cards and overdraft protection round out the full array of commercial services available from HCSB.
Remote Deposit Capture, in its simplest terms, is a product that allows a customer to scan checks and transmit the scanned images to HCSB for posting and clearing. The many benefits of this product include: Convenience, Extended Deposit Hours, and Reduced Transportation Cost and Risk. Click Here to read more.
