Every financial plan should include careful estate planning. Whether for the purpose of avoiding or minimizing estate taxes, providing for multigenerational transfer and management, or passing on your values as well as your wealth by fulfilling charitable giving, HCSB's Wealth Management Team can provide comprehensive analysis of your current and future financial needs and assist in translating your long-term goals and values into specific strategies.
THE VALUE IN SELECTING A CORPORATE FIDUCIARY
Wealth management and trust administration are complicated and difficult for anyone lacking the necessary education, experience and training. As a corporate fiduciary, we are experts who provide our clients:
-
Local trusted advisors who are dedicated relationship managers with sound advice as qualified and experienced professionals
-
Diverse products and personalized service with customized solutions that are tailored to each client's needs and designed to build, preserve and transfer wealth
-
Skilled specialists committed to excellence and integrity
-
Objectivity and impartiality with the ability to work through issues to minimize or eliminate potential conflicts
-
Procedures based on facts and laws, not emotions, to deliver quality, unbiased performance
-
Continuity and stability that develops long-term relationships focused on today as well as into the future and across generations
-
Sound investments with a consistent record of investment performance and a history of quality through disciplined and clearly defined goals and objectives
-
Legal and regulatory oversight to maximize benefits to the client while minimizing risk
-
Regular, ongoing accounting and reporting with attention to administrative detail and quick response to related inquiries
OUR WEALTH MANAGEMENT PROFESSIONALS
HCSB Wealth Management services are provided by professionals highly experienced in complex asset management, trust and estate administration. As a corporate fiduciary, HCSB carries the full responsibility for managing someone else's assets according to the goals and objectives of the owner's estate plan and distributing those assets accordingly. HCSB's Wealth Management professionals will coordinate establishment and implementation of customized wealth transfer plans that include set up of investment management accounts and trusts with the proper funding, and appropriate ongoing administration of trust activity.
West Texas
Curtis T. King, Sr. Vice President & Sr. Trust Officer
Nelda Barbian, Asst. Vice President & Trust Officer
Norma Torres, Trust Assistant
Hill Country
Penny Van Shoubrouek, CTFA, Senior Vice President & Sr. Trust Officer
