Lending

Whether it’s a new car, that dream home, an education, that special vacation or just about anything in between, HCSB is here with a full range of consumer lending options.

Easy application process
Local decisions
Prompt responses

Take advantage of favorable interest rates, flexible terms and low monthly payments with a loan from HCSB today.

Home Equity Loans

Mortgage Loans

Interim Construction and Lot Loan Financing

Home Improvement Loans

Auto Loans — new and used

Aircraft Loans

General Purpose Loans

Personal lines of credit are available with our QuickDraw Account. It’s money in reserve to back up your regular checking account at rates significantly lower than many credit cards.