Savings Accounts

HCSB has also custom designed a variety of savings plans for you, as well … whether you need immediate access to your money, or you’re making a long-term savings investment — you know it pays to save! We offer a wealth of choices: money markets, savings accounts and more … so you can choose the path that’s right for you.  Rates subject to change without notice.

Money Market Deposit Account is the option when you’re looking to earn a higher interest rate on your balance.

• $2,500 minimum deposit to open
• Interest-bearing account on $2,500 minimum balance
• First order personalized checks free
• ATM/Visa® Check Card with no annual fee
• Subject to transaction limitations.

Get started saving today with our Regular Savings Account. It’s a great way to start your savings base.

• $100 minimum deposit to open
• Interest-bearing account with no minimum daily balance
• Avoid quarterly service fee with $100 minimum balance
• Subject to transaction limitations

Savings Plus is our premium, tiered-rate account with outstanding annual percentage yields. It says thanks for banking with us.

• $10,000 minimum deposit to open
• Interest-bearing account, with no minimum daily balance
• Higher interest paid on higher balances
• Avoid quarterly service fee with $100 minimum balance
• Subject to transaction limitations

Savings Gold is a high yield,  tiered-rate account with outstanding annual percentage yields.  It allows you to make the most of your savings.

• $100 minimum deposit to open

• Interest-bearing account, with no minimum daily balance

• Higher interest paid on higher balances

• Avoid quarterly service fee with $100 minimum balance

• Subject to transaction limitations