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Simplified Business Account

Running a successful business can sometimes be complicated. But banking doesn't have to be. We're keeping it simple with our basic business DDA account, the HCSB® Simplified Business Account.

No complicated rules to follow or complicated service charges. Just affordable checking for your business. Low opening deposit of $500. Available in West Texas and the Hill Country.

Summary
  • No monthly fee on balances over $2,000*
  • Free Visa® Check Card
  • Free Online Banking
  • Free eStatements
  • Direct deposit available
  • FDIC insured up to $250,000
  • $500 deposit to open

*$8 monthly fee with a daily minimum balance $1000 - $2000; $10 monthly fee with a daily minimum balance $1,000 and below

Unlawful Internet Gambling Enforcement Act of 2006. HCSB® is required to enforce a prohibition of a federal law against commercial customers' receipt through their accounts of any deposit or credit derived from illegal internet gambling. When you maintain an account with HCSB®, you agree to inform us if your account is ever used in connection with internet gambling, even if you believe the gambling is legal. If you choose not to notify the bank, it may deny further access to various payment methods or close your account. If you have any questions, please contact Ron Gammage, Sr. V.P., at 806-293-3635.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program