HCSB® Banking Options

HCSB® is proud to be putting 77 years of Texas banking know-how to work for you.

Chartered in 1934, HCSB® opened its doors in downtown Plainview, Texas and has experienced steady growth since its inception. Now with seven banking centers — four in West Texas and three in the Hill Country — HCSB® has grown alongside our customers and provides you the best banking has to offer.

Personal Deposit Options

Checking options

• HCSB® Reward Checking
• HCSB® Free Checking
• HCSB® E-Student Checking
• HCSB® Grand Checking

Saving options

• HCSB® Savings Gold
• HCSB® Money Market Deposit Account

Commercial Deposit Options

Checking options

• Business Analysis Account
• Simplified Business Account

Saving options

• Business Money Market
• Business Savings

Lending Options

With an easy application process, local decisions and prompt responses, HCSB® is here with a full range of consumer lending options.

• Home Equity Loans
• Mortgage Loans
• Interim Construction and Lot Loan Financing
• Home Improvement Loans
• Auto Loans — new and used
• Aircraft Loans
• General Purpose Loans
• Personal lines of credit are available with our HCSB® QuickDraw Account.

Let HCSB® help your enterprise grow with the help of commercial lending options including:

• Commercial Real Estate
• Interim (Builder) Construction Loans
• Land Development
• Income Properties
• Interim Commercial Construction and Permanent Financing
• Revolving Working Capital Lines of Credit
• Term Equipment Financing
• Inventory and Accounts Receivable Financing
• Owner Occupied Real Estate — Construction and Permanent
• Small Business Administration Loans

Wealth Management Options

HCSB® Wealth Management is the right choice for help with keeping your assets growing now and in the future. We offer a complete range of wealth management services that fit you and your needs.

• Trust Services
• Estate Settlement/Probate
• Asset Management

For additional information, visit us at 1145 Junction Highway in Kerrville or call 830-896-5000.

Whatever your need, HCSB® has the financial products and services available to make your banking experience what you want and need it to be.