Commercial Loans
Business moves fast these days. To stay ahead of the game, sometimes you need a helping hand. At HCSB®, we take the time to get to know you and learn your business, so we can provide you the commercial lending options that make a difference.
We have loans to help get you started, get you into your new building, help you grow, and more.
- Summary
- Low interest rates
- Flexible terms
- Experienced lenders
- Local decisions
- Prompt responses
- Personal service
- Easy application process
- Lines of Credit
If your business is on the fast track and you need a helping hand, you can use your assets to secure an HCSB® Commercial Line to help you grow. Use it for anything you need—all at once or a little here and there. You only pay interest on what you use, and once you pay it off, it's yours to use again.
Use your inventory, accounts receivable, equipment, or even anticipated income to get financing for your business.
- Equipment FInancing
Get the equipment that you need to keep your business headed down the right track with term equipment financing from HCSB®.
Favorable terms and interest rates are available on the equipment—from the smallest implements to the largest machinery—that your business needs.
- Building Loans
If your business wants to own or refinance the commercial property it occupies, HCSB® makes those options available with owner occupied real estate loans options. We offer flexible financing that combines local market expertise with experienced underwriting.
- SBA Loans
Every business starts out as a small business. At HCSB®, we recognize that. As a true community bank, we want to support as many of those businesses as possible.
We can help find financing through the variety of SBA Loan Programs available so you can get your business off to the right start.
