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Commercial Real Estate Loans

Whether you are a homebuilder, developer, or investor, HCSB® offers the commercial real estate financing you need to get ahead. We offer a variety of construction and permanent loans to buy, build or refinance.

Summary
  • Low interest rates
  • Flexible terms
  • Experienced lenders
  • Local decisions
  • Prompt responses
  • Personal service
  • Easy application process
Builder Construction Loans

Building homes is a good business for many to be in. But, whether those homes are pre-sold or not, sometimes you need financing to get them started.

HCSB® has been helping build communities since 1934, assisting builders with low interest loans to get their home construction projects underway.

Income Property Loans

Renting or leasing property can be a good source of steady income. HCSB® offers loans to help you purchase an investment property so you can maximize and increase cash flow.

We offer affordable rates and flexible terms so your payments stay low.

Commercial Construction Loans

If you're thinking of building your own office, warehouse or any other kind of commercial building and you need to finance it, you'll need look no further than HCSB®.

We have a variety of permanent financing options to meet your needs. We can finance the construction and guarantee the permanent financing as well.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program