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Personal Loans

Whether it's a new car, tuition expenses, a special vacation or on a plane to take you there, HCSB® is by your side with a wide range of consumer lending options.

Take advantage of favorable interest rates, flexible terms, and low monthly payments with a consumer loan or QuickDraw Line of Credit from HCSB® today.

Personal Loan Summary
  • Low rates
  • Flexible terms
  • Affordable payments
  • Local decisions
  • Prompt responses
  • Personal service
  • Easy to apply
Line of Credit Summary

Personal lines of credit are available with our HCSB® QuickDraw Account. It's money in reserve to back up your regular checking account at rates significantly lower than many credit cards.

  • Available credit: $1,000 - $10,000
  • No annual fee
  • Can be used for overdraft protection
  • Easy application process
  • Competitive rates
  • Low monthly payments

HCSB® QuickDraw is an option for overdraft protection on your checking account.

Subject to credit approval

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program